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The Home Buying Process

Ann Morgan

Buying a home might seem like a huge undertaking. It’s not something you do every day, so you might not know what to expect. Most buyers don’t. Learning the home buying process can take the mystery out of buying a new home and allow you to approach each step with confidence.

Identify your real estate agent and mortgage broker; these professionals will be your guides though the process
Get a loan pre-approval; learn your budget and terms
Go house-hunting
Negotiate the price and terms
Enter the contract period and place a deposit
Perform home inspections
Receive the appraisal and obtain final loan approval
Review all information and remove contingencies if satisfied
Close on the new home

As you can see, buying a home is really a series of small decisions. As long as you continue to find the information you receive acceptable, you will move through the process towards the close. If not...then you will cancel and start over with another property. Buying a home is exciting and understanding the process can help you avoid unnecessary stress.